Free tool, no signup

Loyalty Program Break-Even Calculator

A stamp card is a discount you pay on every member visit, not only on the extra visits it creates. This calculator shows what that discount really costs you and the visit increase you need before a loyalty program pays for itself. Every number comes from what you type in.

In your own currency.

Share of the ticket left after cost of goods.

e.g. 10 for "buy 9, get the 10th free".

What the free item costs you, not its menu price.

Members you expect to enroll.

Before the program.

Use 100 for a worst-case estimate.

Your loyalty tool fee (see plan prices below).

Your own estimate. We do not assume one for you.

The fields are pre-filled with example values for a small coffee shop. Replace them with yours.

Results

Reward cost per member visit

0.15

2.5% of the average ticket

Visit increase needed to break even

5.5%

22 extra visits per month

Net monthly impact at 0% more visits

-89.00

After reward cost and software fee

Monthly breakdown
Gross profit per visit4.20
Member visits per month today400
Member visits per month at your assumed increase400
Extra gross profit from extra visits0.00
Reward cost on all member visits-60.00
Software cost-29.00
Net monthly impact-89.00

How the calculation works

  • Reward cost per visit = your cost of one reward ÷ stamps needed × redemption rate.
  • The reward cost is charged on every member visit, including visits that would have happened anyway. That is why programs with generous rewards can lose money.
  • Extra gross profit = extra visits × average spend × gross margin.
  • Break-even increase = (reward cost on today's visits + software cost) ÷ (gross profit per visit − reward cost per visit), as a share of today's visits.
  • The calculator does not predict how much your visits will grow. Loyalty results vary by business, so the visit increase is your own assumption.

Loyaltey plan prices for the software cost field

PlanPriceCustomers included
StarterFree100
Growthfits 200 customers€29/month2,500
Pro€59/month5,000
EnterpriseCustomUnlimited

Prices are shown in the currency each plan is billed in.

Measure the real number instead of guessing it

Loyaltey records every stamp and redemption, so after a few weeks you can replace the assumed visit increase with your own visit frequency data. The Starter plan is free for up to 100 customers.